منابع مشابه
Weather Insurance Savings Accounts
Better insurance against rainfall risk could improve the security of hundreds of millions of agricultural households around the world. This paper theoretically and experimentally analyzes an innovative financial product called a Weather Insurance Savings Account (WISA), which combines savings and rainfall insurance. We index the insurance share of the WISA by γ ∈ [0, 1] and use a standard model...
متن کاملUnemployment insurance with hidden savings
This paper studies the design of unemployment insurance when neither the searching effort nor the savings of an unemployed agent can be monitored. If the principal could monitor the savings, the optimal policy would leave the agent savings-constrained. With a constant absolute risk-aversion (CARA) utility function, we obtain a closed form solution of the optimal contract. Under the optimal cont...
متن کاملHow Unemployment Insurance Savings Accounts Affect Employment Duration: Evidence from Chile
The introduction of unemployment insurance savings accounts (UISA) in Chile in October 2002 brought in more comprehensive unemployment protection while decreasing the opportunity costs of job change. Being the first to empirically investigate the effect of UISA on employment duration, this paper examines (i) whether the introduction of UISA affected employment duration among formal private sect...
متن کاملAn Evaluation of Social Insurance Savings Accounts
Many countries have reformed, or plan to reform, their pension system, often replacing defined benefits with some sort of savings account. In recent years proposals have been made to apply personal savings accounts also to other elements of social insurance, such as unemployment insurance, social assistance or parental leave compensation. This paper evaluates the consequences of replacing these...
متن کاملThe Impact of Unemployment Insurance Savings Accounts on Subsequent Employment Quality
The introduction of unemployment insurance savings accounts (UISA) in Chile in October 2002 led to more comprehensive unemployment protection while decreasing the opportunity cost of job change. Using a difference-in-differences approach this paper examines whether the introduction of UISA had an impact on the differences in subsequent wages and contract types of (i) workers changing into a new...
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ژورنال
عنوان ژورنال: Tax Policy and the Economy
سال: 2007
ISSN: 0892-8649,1537-2650
DOI: 10.1086/tpe.21.20061914